Better know how the credit pool works?

 

To help you succeed in your research efforts to obtain a consolidation of your credits, we have detailed some of the process of setting up this type of operation.

Loan redemption simulation

Loan redemption simulation

In order to know if you are eligible for a loan buyback offer, you need to establish a credit redemption simulation. The best solution is to get closer to an intermediary broker in banking operations and payment services(IOBSP).

He is a true professional in the financial products of the banking world, and he works in close collaboration with the biggest banks specializing in loan consolidation.

He knows all the hidden facets of the world of financial restructuring and borrowing rate renegotiation.

Gathering of vouchers for a repurchase of credit

Gathering of vouchers for a repurchase of credit

If you choose one of the simulations proposed by your debt repurchase broker, then you will have to look at the list of vouchers to provide for the repurchase of credit.

Depending on the situation of the applicants, the list of documents to be collected varies. For example, an owner must provide his property tax to justify his dwelling, while a tenant must attach his last rent receipt.

Analysis of the financial situation of the applicant(s)

Analysis of the financial situation of the applicant(s)

It is only after a thorough study of the situation of the borrowing(s) that the bank can decide on the opinion given following the file.

For the family of grouped loans, fortunately, there are several restructuring products, a solution to each situation.

For example if the file presents unpaid, then it will be presented to a bank that accepts the fact that there are late payments.

Unlocking funds from a group of credits

Unlocking funds from a group of credits

If a favorable opinion is obtained, then a prior offer is published for transmission to the borrower(s).

After acceptance of the offer and after the end of the period of reflection that varies according to its nature, real estate regime(LS2) or consumption(LS1), the release of funds from the pool of credits takes place.

The various credits pooled are refunded to their creditor and if there is cash, then it is paid into the account of the borrower(s).

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